The process for Investment Management services is summarized into three basic steps below:

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1. Assessment of Risk & Goals: Clients are first surveyed to set-up a preliminary risk profile and determine goals for the investments. We'll then discuss advice for meetings those goals and set-up their account(s) accordingly. The purpose of this survey is not only to help us select appropriate investments, it also gives us the opportunity to teach the client more about financial risk and what to expect from their investments going forward. 

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2. Account Set-up: A link will be sent to the client's email for setting up their login information. Clients are then able to connect their bank account(s) by searching for their bank and entering their login information or by entering their routing and account numbers. Clients will be able to make deposits/withdrawals and monitor their account(s) performance from their account dashboard. TJSinvest maintains no ability to make deposits or withdraws in client accounts, only the ability to direct securities transactions. 

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3. Reassessment of Risk & Goals: At some point in the future as needed, we may need to reassess the client's goals or risk profile and reorganize the account(s) accordingly.

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Clients can open Individual/Joint accounts, Trusts, and IRAs (Traditional, Roth, or SEP). They may also perform 401(k) and 403(b) rollovers. Client portfolios typically consist of Exchange-traded Funds (ETFs) containing various individual securities such as stocks, commodities, real estate, or bonds. Although the securities in client portfolios are monitored on a consistent basis, TJSinvest will review specific client accounts at least monthly. Investment accounts are protected up to $500,000 by the Securities Investor Protection Corporation (SIPC).