TJSinvest leverages two technologies to ensure maximum tax efficiency, they're discussed below:

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Tax Loss Harvesting+

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Tax loss harvesting is the practice of selling an asset that has experienced a loss, Tax Loss Harvesting+ is a technology that automates this process. The sold asset is replaced by a similar one, helping to maintain your risk level and your expected returns. By realizing, or “harvesting” a loss, you're able to offset tax liability on capital gains and/or reduce your tax liability by reducing your income. 

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Tax Coordinated Portfolios

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The Tax Coordination feature optimizes and automates a strategy called asset location for your retirement goals. Asset location can deliver additional after-tax returns while still maintaining your desired level of portfolio risk. This advanced tax optimization strategy leverages our retirement goal setup, which allows you to manage multiple account types as a single goal-based portfolio. Tax Coordination then places assets that are taxed at a higher rate into accounts that are sheltered from taxes, like IRAs.